Take Cap vs FunderPro: Which is better?

Quick Verdict

Pick FunderPro if you want cheap entry, serious forex leverage, and the ability to grow from $5K to $5M as your edge sharpens.

Pick Take Cap if you need instant access to large funded accounts (up to $200K) and prefer uniform rules with zero EA or copy-trading noise.

Leverage is the fork in the road. FunderPro goes up to 100:1 on forex. Take Cap locks everything at 30:1. Your position sizing lives or dies on that number.

Last verified: February 2025

At-a-Glance Comparison Table

Methodology and Data Freshness

This comparison draws on verified official pricing pages, published challenge rules, and payout disclosures from each firm's website as of February 2025. We evaluated both across regulation, challenge costs, evaluation rules, leverage, drawdown mechanics, profit splits, platform choice, and payout transparency. Where a firm doesn't publish a metric, Take Cap's profit split, Take Cap's EA policy, we mark it "not publicly stated" instead of guessing. No testing, no simulated trading, no performance claims. Catalog facts and published rules only.

Pricing and Account Sizes

FunderPro

FunderPro's entry is $69 for the Pro 5K Challenge. That's $18 more than Take Cap's $51, but FunderPro offers a much wider range of account sizes and challenge types. The One Phase 5K at $69 is a single-step eval; the Pro 5K and Classic 10K both run two-step programs at $69 and $109 respectively. Here's what matters: FunderPro scales to $5M funded allocations. You can start at $5K and grow into six-figure accounts without repurchasing challenges.

For a scalper or high-frequency trader working thin edges, the ability to scale capital without repricing is material.

Take Cap's $51 entry is the cheapest on the board. It only applies to the $5K challenge. Larger accounts-$10K, $25K, $50K, $100K, $200K, cost $95 to $1,096 respectively. Want a $50K funded account? You pay $326 upfront. Want $100K? $546. Take Cap's two-step evaluation is uniform across all tiers, but there's no middle ground. You either start small and cheap, or commit to a large challenge fee. Works if you know your target allocation in advance and have capital to risk on a single ticket.

Decision: Pick FunderPro if you want to start small and scale without re-entering challenges. Pick Take Cap if you want the lowest possible entry fee and can commit to a larger challenge upfront.

Pricing Transparency

Both firms publish all challenge prices on their websites. FunderPro lists promotional codes ("SPOOKY20" for 20% off, "AWARD200" for $200 voucher). Take Cap lists "TAKE40" and "TRADE20" but doesn't disclose their discount values. Neither firm's advertised pricing includes hidden backend fees at payout, though FunderPro's "Withdrawal" and "E Wallet" methods aren't fully defined in published materials.

Evaluation Rules

FunderPro

FunderPro offers both one-step and two-step evaluations. The One Phase 5K is a single trade, no re-evaluation once you hit 10% profit. The Pro 5K and Classic 10K are two-step: you pass Phase 1 (10% profit target, 5% daily drawdown, 10% max drawdown), then continue into Phase 2 with identical targets and rules. The Classic 10K allows overnight and weekend holding; the Pro 5K doesn't mention intraday restrictions, which implies swing trades are allowed.

Leverage varies by asset and challenge type. On the Pro 5K (two-step), forex gets 100:1, metals/oil/indices get 30:1, crypto 2:1, stocks 5:1. The One Phase 5K caps forex at 50:1, indices at 10:1, crypto at 2:1, stocks at 3:1. This tiering means traders on lower-cost one-step accounts face half the leverage of two-step traders on the same account size. For a scalper trading forex, this is a real difference in position sizing.

No time limit on either FunderPro challenge. Evaluation runs until you hit the profit target or breach a rule.

Take Cap

Take Cap runs a single evaluation structure: two-step, all accounts, all sizes. Phase 1 and Phase 2 both require 10% profit, 5% daily drawdown, 10% max drawdown. Leverage is flat: 30:1 across all assets, all challenges. There's no variation between a $5K and a $200K account. The rules don't change.

This uniformity is either a strength or a limitation depending on your strategy. Swing traders and overnight holders benefit from consistent rules. Scalpers and high-frequency traders might feel constrained by the low 30:1 cap and the inability to optimize leverage per asset.

No time limit stated. Like FunderPro, evaluation runs until profit target or rule breach.

Decision: Pick FunderPro if you want flexibility in evaluation type (one-step or two-step) and per-asset leverage tuning. Pick Take Cap if you prefer predictable, uniform rules with no tier-based variation.

Drawdown and Risk Rules

FunderPro

Daily and max drawdown rules align across both FunderPro's two-step challenges: 5% daily, 10% max drawdown on the Pro 5K and Classic 10K. The One Phase challenge allows 3% daily and 10% max drawdown, a tighter daily limit for a single-step trader. Max drawdown is identical across all programs.

Daily drawdown is a constraint that hits intraday loss. Lose 5% in one day? You're locked out for the rest of that calendar day. Hit 10% total account loss at any point? Account is closed. For swing traders holding overnight, manageable. For day traders or scalpers taking 10+ trades per day, the daily drawdown can force early closures during volatile sessions.

Take Cap

Take Cap's drawdown rules are identical to FunderPro's two-step: 5% daily, 10% max drawdown. No variation by account size.

The 5% daily drawdown is shared between both firms' main programs, but Take Cap applies it uniformly. There's no tighter "one-step" option. Consistency at the cost of less flexibility for traders who want to test lighter drawdown limits first.

Decision: Pick FunderPro if you want a tighter daily drawdown option (3% on the One Phase) to test risk discipline. Pick Take Cap if uniform 5% daily and 10% max drawdown suits your strategy and you don't want surprise rule changes between account tiers.

Payouts and Profit Split

FunderPro

FunderPro publishes a profit split: up to 90%, with 80% typical. Generate $1,000 profit on a $5K funded account? FunderPro keeps $100-$200, you keep $800-$900. Payout happens bi-weekly. Payout methods include Crypto, Withdrawal, and E Wallet, though "Withdrawal" and "E Wallet" aren't defined with specifics (bank wire, PayPal, Wise, etc.).

The up-to-90% language suggests the split scales with performance or tenure, but the mechanism isn't published. For traders planning long-term accounts, clarifying whether you can earn higher splits after consistent profitability is worth a support inquiry.

Take Cap

Take Cap doesn't publicly state its profit split. Material gap. You can't calculate your net payout without calling support or signing up. Take Cap payouts are bi-weekly and accept Crypto, Bitcoin, USDT, and E Wallet. Like FunderPro, the E Wallet method lacks specificity.

The absence of a published profit split is a trust cost. Traders often compare prop firms by fee structure first. Not seeing a split on the pricing page is a red flag, might point to opacity or a split so unfavorable the firm prefers not to advertise it.

Decision: Pick FunderPro if you want to see the profit split upfront and know you'll keep 80% or more. Skip Take Cap until you can confirm its payout percentage, or only join after support confirms the split in writing.

Affiliate Disclosure: We may receive compensation from FunderPro or Take Cap if you click our affiliate links and sign up. This comes at no extra cost to you and helps fund our research and reviews.

Trading Platforms and Instruments

FunderPro

FunderPro offers MetaTrader 5, TradeLocker, and cTrader. Strong set. MT5 is the standard for forex and futures; TradeLocker is built for prop traders and includes copy trading; cTrader is the retail favorite for indices and commodities. The firm allows EAs (Expert Advisors) on all three platforms and copy trading on TradeLocker and cTrader.

The inclusion of EA support is significant for traders running automated strategies. Copy trading support means you can mirror another profitable FunderPro trader if you prefer not to trade independently. Both tools expand the trading styles FunderPro can accommodate.

Take Cap

Take Cap offers TradeLocker, TradingView, cTrader, and MetaTrader 4. Broader platform list but with a caveat: MT4 is older than MT5, and while still widely used, it lacks some modern order types and features. TradingView is a charting platform, not a native trading terminal, so it requires integration with a broker for live orders.

Take Cap doesn't allow copy trading. EA support isn't specified; assuming EAs aren't permitted is the safe read. For traders relying on algorithmic strategies, this is a dealbreaker. For discretionary traders on TradingView charts, it's not an issue.

Decision: Pick FunderPro if you use EAs or copy trading. Pick Take Cap if you trade discretion on charts and don't need automated order execution.

Trust, Transparency, and Restrictions

FunderPro

FunderPro is based in Malta. Malta's regulatory environment is known for light supervision of prop firms; FunderPro isn't regulated by a tier-1 authority like the UK FCA or Australia's ASIC. The firm's stated payout proof is available through whatprop's verification catalog, which tracks firm payouts over time. Low bar compared to full regulation, but it's public data.

FunderPro restricts US traders but allows trading from most other countries. The refer-and-win Rolex promotion (active June-July 2026) is a marketing tactic; it doesn't affect trading terms but signals the firm is marketing aggressively. Can correlate with customer acquisition and fast growth, positive for volume, unclear for support infrastructure.

Take Cap

Take Cap is based in St. Kitts and Nevis, a jurisdiction with minimal financial regulation. Like FunderPro, it's not regulated by a major authority. Take Cap restricts a long list of countries (Afghanistan, Antarctica, Australia, Belarus, Belize, Burundi, Bhutan, Cape Verde, Chad, Comoros, Cuba, Djibouti, Dominica, Eritrea, Eswatini, Fiji, Gabon, Grenada, Guinea, Equatorial Guinea, Guinea-Bissau, Gambia, Heard Island, Cook Islands, Marshall Islands, Solomon Islands, India, Indonesia, Iraq, Iran, Kiribati, Kosovo, Lesotho, Liberia, Malawi, Mali, Mauritania, Micronesia, Nauru, Niue, Niger, Papua New Guinea, Kyrgyzstan, Russia, Samoa, San Marino, US, Seychelles, Sierra Leone, Somalia, Sudan, South Sudan, Suriname, Syria, Tajikistan, Tokelau, Tonga, Turkmenistan, Tuvalu, Uzbekistan, Vanuatu, Venezuela).

The restriction list is far longer than FunderPro's, which might indicate Take Cap's banking or payment processor is more constrained. The firm is newer (established 2024 vs FunderPro 2023) and has less public payout history.

Decision: Neither firm is regulated by a top-tier authority. Both carry counterparty risk. FunderPro has more documented payout history; Take Cap's newer status means fewer public records. If regulation and transparency are paramount, neither is a safe choice. If you choose one, FunderPro has a longer track record.

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